Private Self-Insured Claims Experience in California Workers’ Compensation, CY 1997-2010

A new CWCI analysis of Calif. private self-insured employers’ paid and incurred loss data compiled by the state over the past decade finds that private self-insured claims experience closely tracks the experience of the insured market, with losses rising steadily from the late 1990s until the enactment of the 2002-04 reforms, after which they registered a sharp, but short-lived decline.